Use Mercenta
Balances and deposits
Distinguish wallet funds from your Mercenta spending balance.
Know which balance you are using
Open Account → Balance in the workspace. Choose Top up USDC to create a deposit intent.
Wallet USDC is read from the authenticated wallet on Arc. It remains in your wallet. Account available is confirmed deposits less account spending. Reserved cannot be spent twice.
Circle Gateway has a separate deposited balance for explicitly confirmed developer payments. Wallet USDC and prepaid account credit do not automatically fund Gateway. See Gateway payments.
These are testnet balances only. No fiat/USD exchange is assumed. UI and exports label funds as USDC.
Direct Arc deposit
- Authenticate the sending wallet.
- Create a deposit intent with a configured receiver and expected amount.
- Send test USDC from that wallet to that receiver after intent creation.
- Verify the transaction hash.
- Credit only after successful canonical Arc receipt, matching sender and recipient, matching asset and at least two confirmations.
Native 18-decimal test USDC is converted exactly to six-decimal internal units. ERC-20 evidence uses the verified USDC contract. A receipt cannot be credited twice or reused for a per-order payment. Deposits from a different sender are rejected. Intent validity is 24 hours. Amounts below the expected amount do not credit. Confirmed overpayments credit the full verified amount.
Funding history includes intent number, transaction hash, method, status, requested/received amount and credited USDC. An Awaiting transfer row is an uncredited intent, not a successful payment. Verification is currently initiated by the user; automated detection and support recovery must be added before a broader public launch.
Other chains and fiat
These routes are not enabled. A bridge destination transaction is not necessarily sent by the buyer wallet, so it requires reviewed attribution to the account and independently verified destination settlement. Never paste a source-chain transaction into the direct Arc verifier.
Onramp requires Circle onboarding, allowed origins, hosted session validation and authoritative destination evidence. A browser success event never credits the account.
Safety boundary
Withdrawals and refunds are not implemented for the test account. Send only disposable test assets. Do not fund with Mainnet assets or real money. Treasury lab balances are independent simulations.